Finance Education & Coaching
Rachael is a dedicated finance educator and coach helping families navigate the Canadian financial system with clarity, purpose, and lasting results.
By the numbers
Meet Rachael
Rachael is a passionate finance educator and coach with a deep commitment to helping individuals and families thrive financially in Canada. Whether you are newly arrived or have been here for years, she brings the knowledge, empathy, and structure you need to take control of your money.
Her approach is built on education first. Her only goal is to help you understand your options and make confident decisions for your family's future.
From understanding your first Canadian bank account to planning for retirement, Rachael walks with you at every stage of the journey.
"Every family deserves to understand their money. Financial clarity is not a luxury reserved for the wealthy. It is a right I help every client claim for themselves."
What Rachael Offers
Every service is tailored to meet you where you are and help you get where you want to go.
Personalized sessions focused on your unique financial situation. We build a clear picture of where you stand, set goals, and map a practical path forward together.
Most PopularA structured program built for those new to Canada. Learn the banking system, credit basics, key benefits, and how to set a strong financial foundation from day one.
Great for New ArrivalsUnderstand exactly where your money goes each month and develop a custom plan to pay down debt faster while keeping life running smoothly.
High ImpactLearn how to build an emergency fund, maximize your TFSA and RRSP, and start growing assets that work for your family's future even on a modest income.
Long-Term GrowthWhether you are thinking decades ahead or launching your own venture, Rachael helps you connect today's actions to long-term security and independence.
Forward-LookingEnsure your family is protected. Learn about life insurance options, beneficiary designations, wills, and the steps that give your loved ones peace of mind.
Essential CoverageResources for You
Take something with you.
A week-by-week guide for newcomers covering banking, budgeting, your SIN number, TFSA basics, and how to start your Canadian financial story right.
Demystify the Canadian tax system. Understand T4 slips, filing deadlines, free filing options, and credits like GST/HST, Canada Child Benefit, and more.
A practical guide to understanding, organizing, and eliminating debt. Includes the avalanche vs. snowball comparison, a debt inventory worksheet, and tips for saving while you repay.
Understand the 5 factors that shape your credit score, learn how to build credit responsibly, and discover the step-by-step path from no credit to excellent standing.
Test Your Knowledge
10 questions drawn from 100+ in our question bank. Shuffled every time. See how you score!
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Common Questions
What Clients Say
"Before working with Rachael, I had no idea how RRSPs, TFSAs, or any of the Canadian financial tools worked. After just three sessions, I had a clear plan, a budget that actually fit my life, and money going into savings for the first time. She made everything feel achievable."
"I arrived in Canada with student debt and no credit history. Rachael walked me through exactly how to build my credit score step by step and helped me create a debt payoff plan that did not leave me broke every month. I genuinely feel in control of my finances now."
"Rachael is not just knowledgeable, she genuinely cares. She took the time to understand my family's situation and helped us figure out a savings strategy that works around my husband's variable income. The free session alone was more valuable than anything I had found online."
Let's Connect
All sessions with Rachael come with zero pressure. Every conversation is simply about understanding where you are and how she can help. Book directly using the link below, or reach out by email.
Pick a time that works for you. Sessions are 30 minutes, completely free, and held virtually across Canada.
Book Your Free SessionPrefer email? rachael@mustardedgefinancial.com